90% of what happened to me in my 20s was because of luck.

I am that guy who was at the right place at the right time and lucked out.
And as much as I am grateful for that, I wish I knew better.

Today I know, 20s should be used to discover yourself, as against stabilizing yourself.
Meet as many people as you can.
Do as many jobs as you can.
Explore as many streams as you can.

Find out what you are good at and what makes you happy.

And then spend your 30s doing that.