If I had to give only 3-word money advices to my 18-year old self:

  1. Rent until 35.
  2. Don’t do FDs.
  3. Invest for long.
  4. Only buy assets.
  5. Rich isn’t wealth.
  6. Wealth is freedom.
  7. Invest every month.
  8. Read Atomic Habits.
  9. FOMO isn’t investing.
  10. Freedom is privilege.
  11. Read about compounding.

Money buys freedom. But the ultimate purpose is to free yourself from chasing it forever.